JUDIJANTO , Loso. Degrees Without Guaranteed Prosperity? Tertiary Educational Attainment and the Uneven Conversion of Human Capital Into Local Welfare Across Indonesian Regencies. International Journal of Applied Economics, Accounting and Management, [S. l.], v. 4, n. 5, p. 413–442, 2026. DOI: 10.59890/ijaeam.v4i5.5. Disponível em: https://journalijaeam.my.id/index.php/ijaeam/article/view/5. Acesso em: 4 oct. 2026.